Contextualized user recapture system

ABSTRACT

Systems are provided for providing contextualized user recapture solutions. A user interaction contextualization system may receive a notification of a user accessing one of the organization&#39;s services via a user device. Responsive to the notification, the user interaction contextualization system may collect and analyze contextual data from various data sources, and real-time and historical user engagement data associated with the user. The user interaction contextualization system may then use the collected data to determine the user&#39;s likelihood of abandonment of the organization&#39;s services. Based on the likelihood of abandonment, the user interaction contextualization system may initiate one or more user recapture solutions.

CROSS-REFERENCE TO RELATED APPLICATIONS

This application is related to U.S. patent application Ser. No. ______,filed on TBD, having Attorney Docket No. 007131.01730, and entitled“CONTEXTUALIZED USER RECAPTURE SYSTEM,” U.S. patent application Ser. No.______, filed on TBD, having Attorney Docket No. 007131.01726, andentitled “SYSTEM FOR UTILIZING ONE OR MORE DATA SOURCES TO GENERATE ACUSTOMIZED SET OF OPERATIONS,” U.S. patent application Ser. No. ______,filed on TBD, having Attorney Docket No. 007131.01727, and entitled“SYSTEM FOR UTILIZING ONE OR MORE DATA SOURCES TO GENERATE A CUSTOMIZEDINTERFACE,” and U.S. patent application Ser. No. ______, filed on TBD,having Attorney Docket No. 007131.01729, and entitled “NETWORK OFTRUSTED USERS,” which are hereby incorporated by reference herein intheir entirety.

BACKGROUND

Organizations, such as corporate entities, educational institutions,government agencies, and/or other large enterprise organizations, mayprovide various services. These organizations may maintain largerepositories of help topics addressing questions relating to the variousservices offered by the organizations. Further, these organizations mayprovide users of these services with the ability to search for helptopics. However, using current mechanisms, the results rendered inresponse to such searches are stateless and not tailored to the userand/or the user devices submitting the search request, causing users todisengage and abandon their sessions. As such, a need has beenrecognized to provide search results based on contextual data associatedwith a particular user and/or user device, and to recapture users byproviding contextualized interactions.

SUMMARY

The following presents a simplified summary in order to provide a basicunderstanding of some aspects of the disclosure. The summary is not anextensive overview of the disclosure. It is neither intended to identifykey or critical elements of the disclosure nor to delineate the scope ofthe disclosure. The following summary merely presents some concepts ofthe disclosure in a simplified form as a prelude to the descriptionbelow.

Some aspects described herein provide a user interactioncontextualization system. The user interaction contextualization systemmay include at least one processor and a communication interface. Theuser interaction contextualization system may be configured to, inoperation, receive a notification from a mobile application installed ona user device, where the user device may be a smartphone. Responsive tothe notification, the user interaction contextualization system maycollect and analyze contextual data from a plurality of data sources.Further, the user interaction contextualization system may collect andanalyze user engagement data associated with the user device. The userinteraction contextualization system may determine, based on thecontextual data and the user engagement data, a likelihood ofabandonment associated with the user device. The user interactioncontextualization system may then provide client-side instructions tothe mobile application installed on the user device to initiate a userrecapture solution based on the likelihood of abandonment.

Additional aspects described herein provide a user interactioncontextualization system with at least one processor and a communicationinterface. The user interaction contextualization system may beconfigured to, in operation, receive a notification from a user devicefrom a user device, where the user device may be an ATM. A plurality ofsensors may be attached to or installed at the ATM. Responsive to thenotification, the user interaction contextualization system may collectand analyze contextual data from a plurality of data sources. Further,the user interaction contextualization system may collect and analyzeuser engagement data from a plurality of data sources, including thesensors attached to or installed at the ATM. The user interactioncontextualization system may determine, based on the contextual data andthe user engagement data, a likelihood of abandonment associated withthe user device. The user interaction contextualization system may thenprovide client-side instructions to the user device to initiate a userrecapture solution based on the likelihood of abandonment.

Additional aspects described herein provide a computer-assisted methodof providing contextualized user recapture solutions. A special-purposecomputing system may receive a notification from a mobile applicationinstalled on a user device, where the user device may be a smartphone.Responsive to the notification, the special-purpose computing system maycollect and analyze contextual data from a plurality of data sources.Further, the special-purpose computing system may collect and analyzeuser engagement data associated with the user device. Thespecial-purpose computing system may determine, based on the contextualdata and the user engagement data, a likelihood of abandonmentassociated with the user device. The special-purpose computing systemmay then provide client-side instructions to the mobile applicationinstalled on the user device to initiate a user recapture solution basedon the likelihood of abandonment.

The details of these and other aspects of the disclosure are set forthin the accompanying drawings and description below. Other features andadvantages of the disclosure will be apparent from the drawings anddescription.

BRIEF DESCRIPTION OF THE DRAWINGS

The present disclosure is illustrated by way of example and not limitedin the accompanying figures in which like reference numerals indicatesimilar elements and in which:

FIG. 1 is an illustrative computing environment including an exampleuser interaction contextualization system in accordance with one or moreaspects described herein;

FIG. 2 is a flowchart of an illustrative method for generating anddisplaying contextualized search results in a networked computing systemin accordance with one or more aspects described herein;

FIG. 3 is a flowchart of an illustrative method for sourcing contextualdata in accordance with one or more aspects described herein; and

FIG. 4 is a flowchart of an illustrative method for recapturing anInternet user in a networked computing system in accordance with one ormore aspects described herein.

FIG. 5 is a block diagram of an illustrative computing environment forrecapturing users accessing the organization's services via an ATM.

FIG. 6 is a block diagram of an illustrative contextual data sourcingmodule that may be utilized to convert sourced contextual data to acommon format in accordance with one or more aspects described herein;and

FIG. 7 is a flowchart of an illustrative method for analyzing one ormore common data fields in accordance with one or more aspects describedherein.

DETAILED DESCRIPTION

In the following description of various illustrative embodiments,reference is made to the accompanying drawings, which form a parthereof, and in which is shown, by way of illustration, variousembodiments in which aspects of the disclosure may be practiced. It isto be understood that other embodiments may be utilized, and structuraland functional modifications may be made, without departing from thescope of the present disclosure.

It is noted that various connections between elements are discussed inthe following description. It is noted that these connections aregeneral and, unless specified otherwise, may be direct or indirect,wired or wireless, and that the specification is not intended to belimiting in this respect.

As discussed herein, entities, such as corporations, governments,universities, and the like, may maintain large repositories of helptopics addressing questions relating to various services offered by theentities. Further, the entities may enable users of these services tosearch for help topics. However, under current mechanisms, the searchresults rendered in response to a user's search request are statelessand not tailored to the user. As such, users submitting search requestswith the same search terms, but with different needs and/or preferences,may be presented with the same set of search results. Given thisinflexibility, users may abandon their search and/or the organizationswebsite/application, or otherwise disengage from the organization'sservices. Accordingly, the devices, systems, and methods describedherein may relate to systems and methods of providing contextualizedsearch results and reengaging users using historical and real-time datagathered from internal and external sources.

Aspects of the present disclosure are directed at a user interactioncontextualization system, where the user interaction contextualizationsystem is configured to analyze contextual data and engagement trackingdata relating to a user, and apply the analysis to providecontextualized search results and user recapture solutions. In someexamples, the user interaction contextualization system of anorganization may receive a search request for help topics from a user,responsive to which the user interaction contextualization system mayfirst retrieve an uncontextualized set of help topics from a help topicsindex, where the help topics included in the uncontextualized set may bein order of relevance to the search request. Further, the userinteraction contextualization system may collect contextual data fromvarious internal data sources (e.g., data maintained by theorganization, and the like), external data sources (e.g., datamaintained by social media channels, and the like), user devices (e.g.,a smartphone, a wearable device, and the like), and/or web page trackingmechanisms. The data gathered from these various sources may be analyzedto determine real-time and/or historical user behavior/preferences(e.g., types of help topics recently and/or typically viewed by theuser, types of help topics recently and/or typically viewed by similarusers, and the like), and may also be used to determine recent orupcoming life events (e.g., graduation, new job, new home, marriage,birth of a child, divorce, death in the family, or other event that haschanged or may change the user's status or circumstances). The userinteraction contextualization system may then generate a contextualizedset of help topics. In some examples, the contextualized set of helptopics may be based on additions, deletions, or modifications to theuncontextualized set of help topics in view of the analysis of thereal-time and/or historical user behavior/preferences and recent orupcoming life events.

Additionally or alternatively, the user interaction contextualizationsystem of an organization may receive notification of a user accessingone of the organization's services via a user device. As discussedabove, the user interaction contextualization system may collect datafrom various internal and external data sources, and/or web pagetracking mechanisms. The data gathered from these various sources may beanalyzed to determine the user's likelihood of abandoning theorganization's services. Where there is a likelihood of abandonment, theuser interaction contextualization system may initiate one or more userrecapture solution.

FIG. 1 shows an illustrative networked computing system 100 forproviding contextualized search results of help topics and recapturinguser engagement. The networked computing system 100 may include one ormore computing devices. For example, the networked computing system 100may include a user interaction contextualization system 110, and may beconfigured to communicate with one or more user device(s) 162, one ormore organization database(s), one or more organization server(s) 164,and one or more external systems 150 (e.g., social media channels, userdevices, and the like), according to one or more aspects of the presentdisclosure. The user interaction contextualization system 110, describedin further detail below, may receive a search request for help topics,retrieve an uncontextualized set of search results, collect and analyzecontextual data from internal and external sources, collect and analyzereal-time and historical user engagement data, calculate a rank for thesearch results in the uncontextualized set, generate a contextualizedset of search results by applying the calculated ranks to theuncontextualized set, and display the contextualized search results on auser device. The user interaction contextualization system 110 may alsoreceive a notification of a user accessing an organization's services,collect and analyze contextual data from internal and external sources,collect and analyze real-time and historical user engagement data,determine a user's likelihood of abandonment of the organization'sservices, and initiate user recapture solutions.

The user devices 162 may be any type of computing device configured toprovide the functionality described herein. For instance, the userdevice 162 may be a desktop computer, server computer, laptop computer,tablet computer, smartphone, wearable device, automated teller machine(ATM), or the like. In some examples, the user device 162 may beconfigured to receive and/or display a user interface, receive input viathe user interface, and communicate the received input to one or moreother computing devices. As such, the user device 162 may provide a userinterface (e.g., a web browser, a desktop application, a mobileapplication, or the like) that enables the user to submit searchrequests to, and receive contextualized search results from, the userinteraction contextualization system 110. The user device 162 may, insome instances, be a special-purpose computing device configured toperform specific functions.

The user interaction contextualization system 110 may acquireinformation related to the search request, the user device 162associated with the search request and/or access notification, and/orthe user associated with the search request and/or access notificationfrom one or more internal systems (e.g., systems associated with and/oroperated by the organization). In some examples, the internal systemsmay include the organization servers 164. The organization servers 164may be any type of computing device configured to provide thefunctionality described herein. For instance, the organization server164 may be a database server, a file server, a web server, anapplication server, or the like. In some examples, the organizationserver 164 may be configured to communicate with the user interactioncontextualization system 110 relating to information stored on theorganization server 164. The organization server 164 may store, forexample, information relating to one or more services offered by theorganization, one or more applications by the organization, and/or oneor more users associated with the organization.

Further, the user interaction contextualization system 110 may acquireinformation related to the search request, the user device 162associated with the search request and/or access notification, and/orthe user associated with the search request and/or access notificationfrom one or more external systems 150. For example, the user interactioncontextualization system 110 may acquire information from various socialmedia channels (e.g., social media network, social media website, socialmedia messaging system, and the like), fitness trackers, Internet ofThings (IoT) devices, and so forth. Additionally or alternatively, theuser interaction contextualization system 110 may retrieve resultsgenerated by various search systems.

The networked computing system 100 may also include one or morenetworks, which may interconnect one or more of the user interactioncontextualization system 110, the user devices 162, the organizationservers 164, and external sources 150. Thus, the user interactioncontextualization system 110 may be in signal communication with theuser devices 162, the organization servers 164, and the external sources150 via a network. The networks may include one or more of a wirednetwork (e.g., the Internet, LAN, WAN, or the like), a wireless network(e.g., a cellular network, Bluetooth, NFC, or the like), or acombination of wired or wireless networks.

In some examples, the networked computing system 100 may include anorganization network 160. The organization network 160 may include oneor more sub-networks (e.g., LANs, WANS, or the like). The organizationnetwork 160 may be associated with a particular organization (e.g., acorporation, enterprise organization, educational institution,governmental institution, and the like) and may interconnect one or morecomputing devices associated with the organization. For example, theuser interaction contextualization system 110 and organization servers164 may be associated with an organization (e.g., an enterpriseorganization), and an organization network 160 may be associated withand/or operated by the organization, and may include one or morenetworks (e.g., the Internet, LANs, WANs, VPNs, or the like) thatinterconnect the user interaction contextualization system 110,organization servers 164, and one or more other computing devices and/orcomputer systems that are used by, operated by, and/or otherwiseassociated with the organization.

FIG. 1 also shows an example implementation of a user interactioncontextualization system 110. The user interaction contextualizationsystem 110 may include various components, modules, and sub-modules thatfacilitate various tasks, including receiving search requests,retrieving an uncontextualized set of search results, collecting andanalyzing contextual data, collecting and analyzing real-time andhistorical user engagement data, calculating a rank for the searchresults in the uncontextualized set, generating a contextualized set ofsearch results by applying the calculated ranks to the uncontextualizedset, and displaying the contextualized set of search results.Additionally or alternatively, the user interaction contextualizationsystem 110 may include various components, modules, and sub-modules thatfurther facilitate receiving a notification of a user accessing anorganization's services, collecting and analyzing contextual data frominternal and external sources, collecting and analyzing real-time andhistorical user engagement data, determining a user's likelihood ofabandonment of the organization's services, and initiating userrecapture solutions. It will be appreciated that the user interactioncontextualization system 110 illustrated in FIG. 1 is shown by way ofexample and that other implementations of a user interactioncontextualization system 110 may include additional or alternativecomponents, modules, sub-modules, and so forth. In this example, theuser interaction contextualization system 110 includes one or moreprocessors 112, one or more memory devices 114, a communicationinterface 140, a search query formation module 116, a contextual datasourcing module 118, a user engagement tracking module 120, a searchresults contextualization module 122, a search results rendering module124, a user recapture module 126, and a data store 130. Also, in thisexample, the data store 130 includes a help topics index 132, a userengagement metrics database 134, and a user contextual attributesdatabase 136. Thus, the user interaction contextualization system 110may be implemented using a special-purpose computing device (orcomputing devices) that have been specially programmed to performfunctionality according to one or more aspects of the presentdisclosure.

The one or more processors 112 (e.g., microprocessor, microcontroller,and the like) of the user interaction contextualization system 110 mayoperate by using an algorithm that facilitates receiving searchrequests, retrieving an uncontextualized set of search results,collecting and analyzing contextual data, collecting and analyzingreal-time and historical user engagement data, calculating a rank forthe search results in the uncontextualized set, generating acontextualized set of search results by applying the calculated ranks tothe uncontextualized set, and displaying the contextualized set ofsearch results. Additionally or alternatively, the one or moreprocessors 112 may operate by using an algorithm that facilitatesreceiving a notification of a user accessing an organization's services,collecting and analyzing contextual data from internal and externalsources, collecting and analyzing real-time and historical userengagement data, determining a user's likelihood of abandonment of theorganization's services, and initiating user recapture solutions. Thesealgorithms may be included as instructions stored in the one or morememory devices 114 and may be included as a portion of the search queryformation module 116, the contextual data sourcing module 118, the userengagement tracking module 120, the search results contextualizationmodule 122, the search results rendering module 124, and/or the userrecapture module 126. Additionally, the one or more processors 112 mayoperate by receiving information from the one or more external sources150. An illustrative algorithm will be described below with reference toFIG. 2.

In this example, the one or more processors 112 may be configured tooperate the algorithm, the search query formation module 116, thecontextual data sourcing module 118, the user engagement tracking module120, the search results contextualization module 122, the search resultsrendering module 124, and/or the user recapture module 126 using anoperating system (e.g., a proprietary operating system, an open sourceoperating system, an embedded operating system, and/or the like). Insome cases, the one or more memory devices 114 may be communicativelycoupled to the one or more processors 112, such as via a data bus. Theone or more memory devices 114 may be used to store any desiredinformation, such as the aforementioned algorithm, a lookup table,computer-executable instructions to implement the generation ofcontextualized search results, and/or the like. The one or more memorydevices 114 may be any suitable storage, including, but not limited toRAM, ROM, EPROM, flash memory, a hard drive, and so forth. In someexamples, the one or more processors 112 may store information withinand/or may retrieve information from the one or more memory devices 114.

The communication interface 140 of the user interactioncontextualization system 110 may facilitate communication between theuser interaction contextualization system 110, the external sources 150,the user device 162, and/or the organization servers 164 via a networkusing one or more wired or wireless communication links. In someexamples, the user interaction contextualization system 110 may includeone or more computing devices that may be communicatively coupled to anetwork. The network may be communicatively coupled to one or moredevices, such as to servers associated with the external sources 150,the user device 162, and/or the organization servers 164. The networkmay include one or more wired and/or wireless networks, such as atelecommunications network (e.g., a cellular network, a land linenetwork, a cable network, and the like), a Wi-Fi network, a local areanetwork (LAN), a wide area network (WAN), the Internet, and the like.When used in a LAN networking environment, the user interactioncontextualization system 110 may include a modem and/or other means forestablishing wired and/or wireless communication over the WAN, such asthe Internet. It will be appreciated that the network connectionsdiscussed herein are illustrative and other means of establishingcommunication links between the user interaction contextualizationsystem 110, the external sources 150, the user device 162, and/or theorganization servers 164 may include one or more various protocols suchas TCP/IP, Ethernet, FTP, HTTP, and so forth.

The data store 130 of the user interaction contextualization system 110may be used to store information related to help topics and users (e.g.,previous and current users of the organization's services). For example,the data store 130 may be used to store information related to the helptopics addressing questions relating to the various services offered bythe organizations. Further, the data store 130 may be used to storeinformation related to user behavior determined by tracking/monitoring auser's activity while interacting with the organization's services. Insome examples, the data store 130 may include a help topics index 132, auser engagement metrics database 134, and a user contextual attributesdatabase 136. The user interaction contextualization system 110 mayutilize these databases to retrieve an uncontextualized set of searchresults, to collect historical and current user engagement data, and togenerate a contextualized set of search results.

The help topics index 132 may store information associated with one ormore help topics maintained by the organization, e.g., a help topic ID,a title (e.g., text, graphics, audio, video, mixed media, and the like),a type, contents, one or more categories/subjects, one or more metatags, a date created, an author, a length (e.g., a number of charactersin the content, a file size, an average page load time, and the like), auser helpfulness rating, a click-through rating (e.g., a ratio of thenumber of users that clicked on a particular help topic when it isincluded in the search results, over the number of users for whom theparticular help topic was included in the search results), and so forth.In some examples, the help topics index 132 that associates a help topicwith one or more categories, the help topics index 132 may additionallymaintain a hierarchical tree of the categories. As such, the help topicsindex 132 may differentiate help topics associated with high-levelcategories (e.g., more general help topics) from help topics associatedwith low-level categories (e.g., more specific help topics). Forinstance, an example high-level category may be Banking, and an examplelow-level category may be Personal Credit Cards. Further, the helptopics index 132 may associate one or more meta tags to a help topic,where the meta tags may be unique terms that appear in the content of ahelp topic. In some examples, some or all of the meta tags associatedwith a help topic may be the same as some or all of thecategories/subjects associated with the help topic. In examples where ahelp topic is assigned one or more meta tags, the user interactioncontextualization system 110 may retrieve the uncontextualized set ofsearch results from the help topics index 132 by matching the user'ssearch terms with the meta tags. As such, some or all of the help topicsassociated with meta tags matching one or more of the search terms willbe added to the uncontextualized set of search results. It will beappreciated that one or more of these fields may be designated asmandatory or optional in some example implementations of a userinteraction contextualization system 110.

The user engagement metrics database 134 may store information relatedto a current or previous users' interactions with the organization'sservices. The user engagement metrics database 134 may track informationrelating to interactions via various channels, including mobile devices,desktops, laptops, ATMs, wearable devices, and so forth. As such, theuser engagement metrics database 134 may track information relating tousers accessing an organization's services via a mobile application, amobile browser, a desktop application, a desktop browser, a wearabledevice application, and so forth. In some examples, the user engagementmetrics database 134 may store metrics associated with a user'sinteraction with some or all pages associated with the organization. Inother examples, the user engagement metrics database 134 may storemetrics associated with a user's interaction with some or all helptopics provided by the organization. Further, the user engagementmetrics database 134 may store metrics associated with a specific pageand/or help topic, as well as aggregate metrics associated with aplurality of pages or help topics. For instance, the user engagementmetrics database 134 may store a user ID, a username, browser(s) used toaccess organization's services, language(s) used to accessorganization's services, computing device(s) used to accessorganization's services (e.g., a smartphone, a laptop, a tablet, awearable device, and so forth), screen resolution(s) used to accessorganization's services, location(s) (e.g., an address, a coordinate, ora generic description, such as coffee shop or home, and so forth) and/orIP address(es) from which organization's services were accessed, networkspeed(s), a number of times the user has accessed a particular page, anumber of times the user accesses the same pages from different devices,the date(s) and time(s) at which the user accessed pages, the page(s)which the user has accessed, the referring page(s) (e.g., the pages theuser was on before coming to the current page), help topic(s) (e.g.,help topic ID(s)) previously viewed by the user, average number of helptopic(s) viewed/clicked in one set of search results, average time spenton a page, average time spent reading a help topic,minimum/average/maximum number of concurrent tabs accessing theorganization's services, minimum/average/maximum time spent on page(s),number of single-page visits, time elapsed since last interaction withthe current page, and so forth. Additionally, in some cases, some or alluser engagement metrics stored in the user engagement metrics database134 may be associated with one or more life events identified by theuser interaction contextualization system 110 based on contextual datareceived from the external sources 150. Further, in some examples, theuser engagement metrics database may maintain historical values of userengagement data (e.g., user engagement with contextualized set ofresults), such that the user interaction contextualization system 110may provide more contextually relevant help topics to a user based onthis historical data.

The user contextual attributes database 136 may store informationrelated to contextual data relating to a user retrieved from a variousdata sources. Examples of contextual data may include a user's currentlocation, recent or upcoming life events, user's relationship status, auser's history with the organization, user's employment history, and soforth. The user contextual attributes database 136 may store contextualdata attributes according to the most recent update. For example, theuser contextual attributes database 136 may initially store a firstuser's current location. Following an update to the user's location, theuser contextual attributes database 136 may be updated to store a seconduser's current location. In other examples, the user contextualattributes database 136 may maintain historical values of the contextualdata attributes. For instance, following an update to the user'semployment status, the user contextual attributes database 136 may beappending to include the most recent employment status, such that theuser contextual attributes database 136 maintains a history of theuser's employment statuses.

Additionally, in some cases, the data store 130 may be used to storecomputer-executable instructions to cause a computing device (e.g., thesearch query formation module 116, the contextual data sourcing module118, the user engagement tracking module 120, the search resultscontextualization module 122, the search results rendering module 124,and/or the user recapture module 126) to facilitate receiving searchrequests, retrieving an uncontextualized set of search results,collecting and analyzing contextual data, collecting and analyzingreal-time and historical user engagement data, calculating a rank forthe search results in the uncontextualized set, generating acontextualized set of search results by applying the calculated ranks tothe uncontextualized set, and displaying the contextualized set ofsearch results. Similarly, in other examples, the data store 130 may beused to store computer-readable instructions to cause a computing deviceto facilitate receiving a notification of a user accessing anorganization's services, collecting and analyzing contextual data frominternal and external sources, collecting and analyzing real-time andhistorical user engagement data, determining a user's likelihood ofabandonment of the organization's services, and initiating userrecapture solutions.

In some examples, the user interaction contextualization system 110 mayprovide an API whereby various systems in the organization's networkhave access (e.g., read access, read/write access, and the like) to thedata store 130. As such, the contextual data and user engagement datacollected and stored by the user interaction contextualization system110 may be available for use across all channels and services offered bythe organization. The data may thus be used to provide contextualizedservices for users across all channels and services.

Referring now to FIG. 2, a flowchart 200 of example steps for generatingand displaying contextualized search results is shown. The variouscomponents of the user interaction contextualization system 110 may beused to perform these method steps. In this example, in step 202, theuser interaction contextualization system 110 may receive a searchrequest for help topics from a user device 162. The search request mayinclude one or more search term. Further, in some examples, the searchrequest may include one or more connectors (e.g., OR, AND, NOT, and thelike) and/or one or more special characters (e.g., ! for truncation, *for wildcard, and the like). Based on the search request, the searchquery formation module 116 of the user interaction contextualizationsystem 110 may generate a search query. In some cases, the search querymay be a database query (e.g., a SQL query) that can be executed againstthe help topics index 132.

Accordingly, in step 204, the search query formation module 116 mayexecute the generated search query against the help topics index 132 toretrieve an uncontextualized set of search results. In some examples,the uncontextualized set of search results may include all help topicsreturned by the search query. In other examples, the uncontextualizedset of search results may include only some of the help topics returnedby the search query. For instance, the search query formation module 116may limit the number of help topics (e.g., maximum of 50 help topics,and the like) to include in the uncontextualized set of search results.In another example, the search query formation module 116 may calculatea relevance score for each of the help topics returned by the searchquery, and select those help topics with a relevance score above athreshold relevance score to be included in the uncontextualized set ofsearch results. Further, the search query formation module 116 may orderthe uncontextualized set of search results based on the relevance scores(e.g., highest relevance score to lowest relevance score). The relevancescore may represent a level to which the meta tags associated with ahelp topic and/or the full-text content of the help topic match with theone or more search terms of the search request. For instance, therelevance score may be based on a term frequency score. The termfrequency score may represent how often one or more search terms appearin the meta tags and/or the full-text content of the help topic. Assuch, a help topic having more occurrences of a search term will have ahigher term frequency score than a help topic having fewer occurrencesof the search term. In some examples, a term frequency score may beweighted based on one or more factors, such as an inverse documentfrequency and/or a field-length norm. The inverse document frequencyscore may represent how often a search term appears in a database (e.g.,the help topic index 132). As such, a term frequency score associatedwith a popular search term is carries less weight than a term frequencyscore associated with an uncommon search term. The field-length normscore may represent the length of the full-text content of a help topic.As such, a term frequency score associated with a search term thatappears in a help topic with shorter content carries more weight than aterm frequency score associated with a help topic with longer content.

It will be appreciated that the process described above may beconfigured such that the search query formation module 116 may order theuncontextualized set of search results based on other non-contextualfactors, such as date created (e.g., most recently created to leastrecently created), alphabetically (e.g., A-Z by title of help topic, Z-Aby title of help topic, and the like), by user rating (highest userrating to lowest user rating), and so forth. In other examples, thesearch query formation module 116 may maintain the order of the helptopics as retrieved from the help topics index 132. In some cases, itmay be technologically advantageous to delay the ordering of the helptopics, such that the ordering is only performed one time based on acombination of contextual and non-contextual factors. The ordering basedon contextual factors will be discussed in further detail below withreference to the search results contextualization module 122.

Once an uncontextualized set of search results are retrieved, in step206, the contextual data sourcing module 118 may collect contextual datafrom one or more internal sources (e.g., organization servers 164, andthe like), one or more external sources 150 (e.g., search systems,social media channels, and the like), and/or one or more user devices162. Contextual data may include information relating to a specific userthat may be used by the user interaction contextualization system 110 toprovide help topics catered to the specific user, rather than providinghelp topics based on the search request alone. For example, contextualdata may include a user's current location, recent or upcoming lifeevents for a user, a user's history with the organization (e.g., lengthof time user has been a customer with a bank, number of accounts held bythe user at a bank), a credit score, an employment history, and thelike. It will be appreciated that, in some examples, contextual data maybe received directly from an internal or external sources (e.g., auser's location may be received from a user device 162), and in otherexamples, contextual data may be derived from information received froman internal or external source (e.g., a recent/upcoming life event maybe derived based on information received from social media channels).Further, it will be appreciated that the accessibility of the datasources for retrieving contextual data relating to a user may be limitedby permissions granted to the contextual data sourcing module 118(and/or to the user interaction contextualization system 110 at large)by the user.

FIG. 3 depicts an example method a contextual data sourcing module 118may use to retrieve data from internal sources (e.g., the organizationservers 164), external sources 150, and/or user devices 162. In somecases, the contextual data sourcing module 118 may include anauthentication token in a request for initial data from a data source.As such, the contextual data sourcing module 118 may maintain (orretrieve from the data store 130) authentication tokens for one or moreof the data sources. The contents of the authentication token may varydepending on the type of authentication required by the data source towhich the request for data is sent.

As described above, the contextual data sourcing module 118 may transmita request for data to multiple data sources. For example, the contextualdata sourcing module 118 may transmit a first request for dataassociated with a first user to a first source of data, and a secondrequest for data associated with the first user to a second source ofdata. The contextual data sourcing module 118 may transmit the first andsecond requests in parallel or sequentially. It will be appreciated thatthe first and second requests are illustrative, and that a greaternumber of requests, or a fewer number of requests, may be transmitted bythe contextual data sourcing module 118 depending on the number of datasources available for the user.

In some examples, the contextual data sourcing module 118 may generateindependent initial requests for data for each data source, such that aninitial request for data sent to a data source is property customizedand formatted for that data source.

The contextual data sourcing module 118 may send a first initial requestfor data for a first user to a first data source at step 302. The firstdata source may be an external data source 150. For instance, the firstdata source may be a first social media website. The first social mediawebsite may allow users to create a user profile. Users of the firstsocial media website may then connect to other users, share posts,photos, videos, and news stories, add life events, exchange privatemessages, and join various groups. The contextual data sourcing module118 may send the first initial request data to a first applicationprogramming interface (API) provided by the first social media website.The first API may be a HTTP-based API that may be used to query datafrom the first social networking website. The first API may be comprisedof nodes, edges, and fields. The nodes may represent elements of thefirst social networking website, such as a user or a photo. The edgesmay represent connections between the nodes, such as comments made on aphoto. The fields may represent information about the nodes, such as auser's birthday or gender. The contextual data sourcing module 118 mayinclude access tokens in the first initial request for data. Thespecific access tokens in the first initial request for data may vary onthe type of data that is requested.

The nodes and edges in the first API may be read with an HTTP “Get”request. The first initial request for data made to the first datasource sent by the contextual data sourcing module 118 may include adata field identifying the user for which the data is requested. Thecontextual data sourcing module 118 may further include specific fieldsor edges within the first initial request for data. For example, thecontextual data sourcing module 118 may request one or more of the firstcustomer's ID, age, biography, birthday, a list of iOS and Androiddevices the customer is using, education, email address, name, gender,hometown, locale, relationship status, significant other, updated time,website, work experience, recent life events, and so forth. In certaininstances, the first customer may have configured privacy or permissionsettings within the first social networking website such as one or moreof these fields or edges are not accessible to the contextual datasourcing module 118 via the first API.

The contextual data sourcing module 118 may further send a secondinitial request for data for the first user to a second data source atstep 302. The second data source may be an external data source 150. Thesecond initial request for data may be transmitted simultaneous to orsubsequent to the first initial request for data. The second data sourcemay be a second social media website. The second social media websitemay allow users to create a user profile. Users of the second socialmedia website may then send and read messages. A first user of thesecond social media website may subscribe or follow other users, suchthat messages posted by the other users can be viewed by the first user.

The contextual data sourcing module 118 may send the second initialrequest data to a second API provided by the second social mediawebsite. The second API may be a HTTP-based API that may be used toquery data from the second social networking website. The second API maybe comprised of objects, including, but not limited to, users, messages,entities, and places. Users may be individuals or units that havecreated a user profile within the second social media website. Messagesmay be the messages that are posted or shared by users of the secondsocial media website. Places are locations with geographical coordinatesthat may be associated with a message (e.g., a message may be postedfrom a place) or the subject of a message (e.g., a message may be postedabout a place). Entities provide metadata and additional contextualinformation about content posted on the second social media website. Thecontextual data sourcing module 118 may include access tokens in thesecond initial request for data. The specific access tokens in thesecond initial request for data may vary on the type of data that isrequested.

The objects in the second API may be read with an HTTP “Get” request.Each of the objects may have one or more fields. These fields may alsobe read by the contextual data sourcing module 118 via an HTTP “Get”request. For example, regarding a “user” object, the contextual datasourcing module 118 may request data for fields including, but notlimited to, the date the user's account with the second social mediawebsite was created, a user-provided description of the user's account,the accounts being followed by the user, the number of followers of theuser's account, whether the user has enabled geotagging of messages, theuser's ID, the location associated with the user's account, auser-provided name, a time zone the user declares themselves in, a URLprovided by the user in association with their profile, and the like.The second initial request for data made to the second data source sentby the contextual data sourcing module 118 may include a data fieldidentifying the user for which the data is requested. The contextualdata sourcing module 118 may further include objects and fields withinthe second initial request for data. In certain instances, the firstuser may have configured privacy or permission settings within thesecond social networking website such as one or more of these objects orfields are not accessible to the contextual data sourcing module 118 viathe second API.

The contextual data sourcing module 118 may further send a third initialrequest for data for the first user to a third data source at step 302.The third data source may be an external data source 150. The thirdinitial request for data may be transmitted simultaneous to orsubsequent to one or more of the first initial request for data and thesecond initial request for data. The third data source may be a thirdsocial media website. The third social media website may allow users tocreate a user profile. The user profile may be directed to the educationhistory of the user, the career history of the user, the user's currentemployment information, and the user's skills. Users of the third socialmedia website may further exchange messages with other users.

The contextual data sourcing module 118 may send the third initialrequest data to a third API provided by the third social media website.The third API may be a HTTP-based API that may be used to query datafrom the third social networking website. The contextual data sourcingmodule 118 may access, via the third API and for a user of the thirdsocial media website, basic profile fields, location fields, andposition fields. Basic profile fields for a user of the third socialmedia website may include, but are not limited to, the user's name,physical location, the industry the user belongs to, the most recentitem the member has shared on the third social media website, the numberof connections the user has on the third social media website, a summaryof the user's professional profile, a summary of the user's specialties,the user's current position, and the user's email address. Locationfields for a user of the third social media website may include, but arenot limited to, a generic user-provided description of the user'slocation, and a country code representing the user's current country.Position fields for a user of the third social media website mayinclude, but are not limited to, the title of the user's position, asummary of the position, a date indicating when the position began, adate indicating when the position ended, a Boolean value indicatingwhether the user is currently in this position, and a description of thecompany the position belongs to.

The contextual data sourcing module 118 may further send a fourthinitial request for data to a fourth data source at step 302, where thefourth data source may be one or more databases. The one or moredatabases may be internal data sources. The one or more databases maystore information associated with the first user. The informationassociated with the first user may include tracking or logging data fromthe first user's interactions with websites maintained by theenterprise. The first user may interact with the websites maintained bythe enterprise via one or more computing devices. For example, theenterprise may provide a digital interface to its users. The digitalinterface may provide information associated with the user's account(s)with the enterprise. For example, the user may have a checking accountand a savings account with the enterprise. The digital interfacepresented to the user may include information on the user's checkingaccount and savings account. The digital interface may further provideinformation on other products and services provided by the enterprise.For example, the digital interface may include information on the typesof brokerage accounts offered by the enterprise (even though the usermay not currently have a brokerage account with the enterprise).

The user's interaction with the digital interface may be tracked andlogged. For example, if the user expresses interest in brokerageaccounts offered by the enterprise (by clicking on a brokerage accountlink), that information may be tracked and logged by the digitalinterface. In another example, if the customer updates accountinformation via the digital interface, the updated information may betracked and logged by the digital interface. The user's interaction withthe digital interface may be tracked across multiple platforms. Forexample, the user may log onto the digital interface from a firstcomputing device, such as a laptop device. The user may further log ontothe digital interface from a second computing device, such as a cellulardevice. The digital interface may track the user's interaction with thedigital interface via both the first computing device and the secondcomputing device. The user's tracking information from the firstcomputing device may be tagged with an identifier identifying the firstcomputing device prior to storage. Similarly, the user's trackinginformation from the second computing device may be tagged with anidentifier identifying the second computing device prior to storage. Alltracking information from the digital interface may be logged (e.g.,stored) within one or more internal databases maintained by theenterprise. The contextual data sourcing module 118 may send the fourthinitial request for data to the one or more databases that stores thelogged information for that customer.

The contextual data sourcing module 118 may further send a fifth initialrequest to a fifth data source at step 302, where the fifth data sourcemay be one or more mobile devices 162 (e.g., a smartphone, a wearabledevice, and the like). In some examples, the mobile devices may beequipped with a GPS sensor. As such, the contextual data sourcing module118 may receive device position data from a mobile device. The deviceposition data may provide a coordinate (e.g., latitude and longitude),an altitude, an accuracy (e.g., accuracy of the coordinates, accuracy ofthe altitude), a heading (e.g., the current direction of travel of thedevice), and/or a speed (e.g., the current speed of the device.Additionally, the device position data may be coupled with a timestamp.

The contextual data sourcing module 118 may send the fifth initialrequest data to a fourth API provided by the mobile device. The fourthAPI may be an HTTP-based API that may be used to query data from themobile device. The contextual data sourcing module 118 may access, viathe fourth API and for a user of the mobile device, device locationdata. In some examples, the fourth API may allow the contextual datasourcing module 118 to specify a desired accuracy or maximum responsetime. In examples where the contextual data sourcing module 118 requestshigh accuracy, the fourth API may provide device location data based ona GPS sensor installed in or attached to the mobile device. In exampleswhere the contextual data sourcing module 118 requests a fast responsetime, with lowered expectations for accuracy, the fourth API may providedevice location data based on cell tower triangulation.

In another example, the contextual data sourcing module 118 may, at step302, send batch or bulk initial requests for data to the data sourcesdiscussed above. That is, in this instance, the contextual data sourcingmodule 118 may sent a first batch request to the first data source(e.g., the first social media website). The first batch request may beviewed as a plurality of initial requests for data included in a singlebatch initial request for data. That is, the first batch request mayinclude a first initial request for data for a first user and a secondinitial request for data for a second user. The contextual data sourcingmodule 118 may similarly send a second batch request to the second datasource (e.g., the second social media website), a third batch request tothe third data source (e.g., the third social media website), a fourthbatch request to the fourth data source (e.g., the one or more internaldatabases), and a fifth batch request to the fifth data source (e.g.,the one or more mobile devices). The first, second, third, fourth, andfifth batch requests may be transmitted in parallel or sequentially.

At step 304, the contextual data sourcing module 118 may receive initialdata in response to the initial requests for data transmitted at step302. The contextual data sourcing module 118 may receive multiple setsof initial data. Each set of initial data may be received from adifferent data source.

In some examples, the contextual data sourcing module 118 may receive afirst set of initial data from the first data source to which thecontextual data sourcing module 118 sent a first initial request fordata (e.g., the first social media website). The contextual datasourcing module 118 may receive a second set of initial data from thesecond data source to which the contextual data sourcing module 118 senta second initial request for data (e.g., the second social media website). The contextual data sourcing module 118 may receive a third setof initial data from the third data source to which the contextual datasourcing module 118 sent a third initial request for data (e.g., thethird social media website). The contextual data sourcing module 118 mayreceive a fourth set of initial data from the fourth data source towhich the contextual data sourcing module 118 sent the fourth initialrequest for data. The contextual data sourcing module 118 may receive afifth set of initial data from the fifth data source to which thecontextual data sourcing module 118 sent the fifth initial request fordata. The contextual data sourcing module 118 may tag each set ofinitial data with the data source that sent that set of initial data.The contextual data sourcing module 118 may determine the data sourcethat sent an initial set of data based on the contents of the initialdata (e.g., the contents themselves may indicate the data source) orbased on the address from which the set of initial data was received.

Further, the contextual data sourcing module 118 may receive a firstbatch set of initial data from the first data source to which thecontextual data sourcing module 118 sent a first batch initial requestfor data (e.g., the first social media website). The contextual datasourcing module 118 may receive a second batch set of initial data fromthe second data source to which the contextual data sourcing module 118sent a second batch initial request for data (e.g., the second socialmedia website). The contextual data sourcing module 118 may receive athird batch set of initial data from the third data source to which thecontextual data sourcing module 118 sent a third initial request fordata (e.g., the third social media website). The contextual datasourcing module 118 may receive a fourth batch set of initial data fromthe fourth data source to which the contextual data sourcing module 118sent a fourth initial request for data (e.g., the one or more internaldatabases). The contextual data sourcing module 118 may receive a fifthbatch of initial data from the fifth data source to which the contextualdata sourcing module 118 sent a fifth initial request for data (e.g.,the one or more mobile devices 162). The contextual data sourcing module118 may tag each batch set of initial data with the data source thatsent that set of initial data. Further, the contextual data sourcingmodule 118 may determine the data source that sent a batch initial setof data based on the contents of the batch set of initial data (e.g.,the contents themselves may indicate the data source) or based on theaddress from which the batch set of initial data was received.

Processing may then proceed to modules 310 and 320. The contextual datasourcing module 118 may execute modules 310 and 320 in parallel orsequentially. At step 312, the contextual data sourcing module 118 mayconvert the initial data received at step 304 into a common format. Asnoted above, the initial requests for data transmitted by the contextualdata sourcing module 118 may be directed to different data sources, andthe initial sets of data received by the contextual data sourcing module118 may be from different data sources. Therefore, the initial sets ofdata may each be formatted differently, depending on the data sourcefrom which initial set of data was transmitted.

In some examples, a different conversion system (described below inreference to FIG. 6) may be used for each data source. That is, aninitial set of data from a first data source may be converted to thecommon format via a first conversion system, whereas an initial set ofdata from a second data source may be converted to the common format viaa second conversion system. The contextual data sourcing module 118 mayanalyze the tag assigned to each initial set of data at step 304.Depending on the contents of the tag, the contextual data sourcingmodule 118 may then transmit that initial set of data to the appropriateconversion system.

For instance, based on the contents of the tag of the first initial setof data, the contextual data sourcing module 118 may transmit the firstinitial set of data to a first conversion system. When transmitting thefirst initial set of data to the first conversion system, the contextualdata sourcing module 118 may set a flag indicating that the firstinitial set of data corresponds to a first user. Based on the contentsof the tag of the second initial set of data, the contextual datasourcing module 118 may transmit the second initial set of data to asecond conversion system. When transmitting the second initial set ofdata to the second conversion system, the contextual data sourcingmodule 118 may set a flag indicating that the second initial set of datacorresponds to the first user. Based on the contents of the tag of thethird initial set of data, the contextual data sourcing module 118 maytransmit the third initial set of data to a third conversion system.When transmitting the third initial set of data to the third conversionsystem, the contextual data sourcing module 118 may set a flagindicating that the third initial set of data corresponds to the firstuser. Based on the contents of the tag of the fourth initial set ofdata, the contextual data sourcing module 118 may transmit the fourthinitial set of data to a fourth conversion system. When transmitting thefourth initial set of data to the fourth conversion system, thecontextual data sourcing module 118 may set a flag indicating that thefourth initial set of data corresponds to the first user. Based on thecontents of the tag of the fifth initial set of data, the contextualdata sourcing module 118 may transmit the fifth initial set of data to afifth conversion system. When transmitting the fifth initial set of datato the fifth conversion system, the contextual data sourcing module 118may set a flag indicating that the fifth initial set of data correspondsto the first user.

In another example, based on the contents of the tag for the first batchset of initial data, second batch set of initial data, third batch setof initial data, fourth batch set of initial data, and fifth batch setof initial data, the contextual data sourcing module 118 may send thefirst batch, second batch, third batch, fourth batch, and fifth batch tothe first conversion system, second conversion system, third conversionsystem, fourth conversion system, and fifth conversion system,respectively. The transmittal of the first batch set of initial data tothe first conversion system may include a flag indicating that the firstbatch set corresponds to a first set of users. The transmittal of thesecond batch set of initial data to the second conversion system mayinclude a flag indicating that the second batch set corresponds to asecond set of users. The transmittal of the third batch set of initialdata to the third conversion system may include a flag indicating thatthe third batch set corresponds to a third set of users. The transmittalof the fourth batch set of initial data to the fourth conversion systemmay include a flag indicating that the fourth batch set corresponds to afourth set of users. The transmittal of the fifth batch set of initialdata to the fifth conversion system may include a flag indicating thatthe fifth batch set corresponds to a fifth set of users. The first,second, third, fourth, and fifth set of users may include the some orall of the same users or different users. Each conversion system maythen convert the inputted initial set of data or the inputted batch setof initial data to the common format. At step 314, the converted datafrom each conversion system may be stored within the user contextualattributes database 136 (discussed below in reference to FIG. 6).

At step 322 of module 320, the contextual data sourcing module 118 mayinitiate a real-time or near real-time data feed from each data source.Once the contextual data sourcing module 118 has received an initial setof data for a particular user from a particular data source, sendingrepeated requests for data for that user to that data source may beinefficient and duplicative. That is, if a particular user has notupdated their user profile at a particular data source and/or had anyactivity at that data source, there is no new data for that user at thatdata source. Accordingly, configuring the contextual data sourcingmodule 118 to send repeated requests for data for that user for thatdata source will result in no data being returned (or duplicative databeing returned) from that data source. Accordingly, it may beadvantageous to initiate a real-time or near real-time data feed for auser from a data source. In such examples, if the user updates theirprofile at the data source and/or if there is any activity within theuser's account at the data source (for example, if the user changes arelationship status at the first social media website, posts a messageon the second social media website, updates an employment status at thesecond social media website, and/or updates to the location at the userdevice 162), the data source will automatically send an update to thecontextual data sourcing module 118.

For example, the contextual data sourcing module 118 may initiate afirst real-time or near real-time data feed for the first user at thefirst data source (e.g., at the first social media website). Thecontextual data sourcing module 118 may configure the first real-time ornear real-time data feed for the first data source via the first APIprovided by the first data source. In some examples, the contextual datasourcing module 118 may provide the first data source with a firstcallback URL. The contextual data sourcing module 118 may furtherprovide the first data source with a list of objects and fields tomonitor. When there is a change in any of the objects or fieldsdesignated by the contextual data sourcing module 118, the first datasource will automatically send an update to the first callback URL. Theupdate from the first data source may include an indication of theobject type that the update relates to, the list of changes, an array ofthe fields that have changed to trigger the update, and a timestampindicating when the update was sent. The contextual data sourcing module118 may further initiate a second real-time or near real-time data feedfor the first user at the second data source (e.g., at the second socialmedia website). The contextual data sourcing module 118 may initiate thesecond real-time or near real-time data feed for the first user at thesecond data source via a streaming API provided by the second datasource. The streaming API may be the same as or different than thesecond API provided by the second data source (discussed above inreference to step 302). The contextual data sourcing module 118 mayinitiate the second real-time or near real-time data feed via thestreaming API using a “Get” HTTP command specifying the user and thetypes of updates requested. For example, the contextual data sourcingmodule 118 may select to receive information for just the first user. Inanother example, the contextual data sourcing module 118 may select toalso receive messages from accounts the first customer follows. Thecontextual data sourcing module 118 may initiate a third real-time ornear real-time data feed from the third data source for the first user.The contextual data sourcing module 118 may integrate with a libraryprovided by the third data source. The library may provide APIs fordifferent real-time data change streams, and the contextual datasourcing module 118 may select the API that corresponds to the datastream that the contextual data sourcing module 118 requires updatesfrom. The contextual data sourcing module 118 may initiate a fourthreal-time or near real-time data feed from the fourth data source forthe first user. The contextual data sourcing module 118 may configurethe fourth real-time or near real-time data feed via directcommunication with the one or more databases on which the informationfrom the digital interface is logged. Alternatively, the contextual datasourcing module 118 may configure the fourth real-time or near real-timedata feed via communication with one or more servers or computingdevices provided by the enterprise. The contextual data sourcing module118 may initiate a fifth real-time or near real-time data feed from thefifth data source for the first user. The contextual data sourcingmodule 118 may configure the fifth real-time or near real-time data feedvia the fourth API provided by the fifth data source. For instance, thecontextual data sourcing module 118 may provide the fifth data sourcewith a callback URL, and a list of objects and fields to monitor (e.g.,latitude and longitude). When there is a change in any of the objects orfields designated by the contextual data sourcing module 118, the fifthdata source will automatically send updated device position data to thecallback URL. In some examples, the updated device position data may becoupled with a timestamp.

At step 324, the contextual data sourcing module 118 may receive one ormore updates from any of the real-time or near real-time data feedsestablished at step 322. The contextual data sourcing module 118 may tageach of the received updates with the data source that the update wasreceived from. In some examples, the contextual data sourcing module 118may determine the data source that sent each update by examining thecontents of the update itself, or by analyzing the address (e.g., IPaddress) that the update was sent from. The contextual data sourcingmodule 118 may then tag the update with a tag indicating the datasource. The contextual data sourcing module 118 may then transmit theupdate to the corresponding conversion system for conversion, asdiscussed with reference to step 326.

Accordingly, the contextual data sourcing module 118 may receive a firstupdate from the first data source (e.g., the first social mediawebsite), a second update from the second data source (e.g., the secondsocial media website), a third update from the third data source (e.g.,the third social media website), a fourth update from the fourth datasource (e.g., the one or more databases), and/or a fifth update from thefifth data source (e.g., the one or more mobile devices). The contextualdata sourcing module 118 may tag the first update with a first tagindicating the first data source, the second update with a second tagindicating the second data source, the third update with a third tagindicating the third data source, the fourth update with a fourth tagindicating the fourth data source, and the fifth update with a fifth tagindicating the fifth data source.

At step 326, the contextual data sourcing module 118 may convert theupdates such that the data in the updates is in the common format. Inexamples where the updates from the various data sources are received indifferent formats, a different conversion system may be used to converteach update. Accordingly, based on the first tag, the contextual datasourcing module 118 may transmit the first update to a first conversionsystem (discussed below in reference to FIG. 6). The contextual datasourcing module 118 may include a flag in the transmittal indicatingthat the data in the transmittal is an update for the first user. Basedon the second tag, the contextual data sourcing module 118 may transmitthe second update to a second conversion system. The contextual datasourcing module 118 may include a flag in the transmittal indicatingthat the data in the transmittal is an update for the first user. Basedon the third tag, the contextual data sourcing module 118 may transmitthe third update to a third conversion system. The contextual datasourcing module 118 may include a flag in the transmittal indicatingthat the data in the transmittal is an update for the first user. Basedon the fourth tag, the contextual data sourcing module 118 may transmitthe fourth update to a fourth conversion system. The contextual datasourcing module 118 may include a flag in the transmittal indicatingthat the data in the transmittal is an update for the first user. Thefirst conversion system, second conversion system, third conversionsystem, and fourth conversion system may then convert the first update,second update, third update, and fourth update, respectively, into acommon format.

In some examples, at step 328, the converted updates may be saved in theuser contextual attributes database 136. Processing may then return tostep 324, where the contextual data sourcing module 118 may receiveadditional updates from one or more data sources.

Referring back to FIG. 2, in step 206, the contextual data sourcingmodule 118 may analyze the contextual data collected from the one ormore internal sources such as the organization servers 164, the one ormore external sources 150, and/or the one or more user devices 162. Insome examples, the contextual data sourcing module 118 may analyze thecontextual data according to the rules mapping data sources to certaincontextual data. For instance, the contextual data sourcing module 118may be configured with rules mapping one or more data sources (e.g.,internal sources, external sources, user devices, and the like) tocertain contextual data. As such, via the rules, the contextual datasourcing module 118 may recognize that certain data sources may be moreor less suitable for certain types of information. For instance, thecontextual data sourcing module 118 may prescribe that a user's creditscore be retrieved from an internal bank server. In another example, thecontextual data sourcing module 118 may prescribe that a user'smarital/relationship status be based on information retrieved from asocial media network or website, and/or that a user's employmentstatus/history be based on information retrieved from LinkedIn. In yetanother example, the contextual data sourcing module 118 may prescribethat a user's current location be based on information retrieved from auser device 162 (e.g., a GPS sensor of a smartphone or wearable device,an IP address of a desktop computer, and the like).

In examples where the contextual data sourcing module 118 maps more thanone data source for a contextual data attribute, the contextual datasourcing module 118 may prescribe a hierarchy of reliability. Forinstance, the contextual data sourcing module 118 may set a primarypreference that a user's location be based on information retrieved froma GPS sensor of a user device 162, a secondary preference that theuser's location be based on cell tower triangulation of a user device162, and a tertiary preference that the user's location be based on alocation associated with the user's most recent social media networkand/or social media website post. As such, where a GPS sensor isinstalled on a user device and available to provide location data, thecontextual data sourcing module 118 may ignore the location dataprovided by the secondary and tertiary preferences for location data.

Alternatively, where data associated with a contextual data attribute isreceived from multiple data sources, the contextual data sourcing module118 may compare the data across the different data sources to evaluatereliability and consistency (discussed in further detail below inreference to FIG. 7). In some examples, the contextual data sourcingmodule 118 may calculate a reliability score for data associated with acontextual data attribute. As such, the contextual data sourcing module118 may only accept data that meets or exceeds a threshold reliabilityscore (e.g., where the data is a trusted data element). For instance,where data relating to a user's relationship status is collected from apublished relationship status on the user's social media network page,determined from a collection of photos in which a second social medianetwork user is consistently tagged, and from internal bank servers, thecontextual data sourcing module 118 may compare the relationship statusacross the different sources. Where the relationship status is the sameor similar, the contextual data sourcing module 118 may designate thecontextual data attribute for relationship status as a trusted dataelement. The contextual data sourcing module 118 may be configured suchthat only contextual data attributes designated as trusted data elementsmay be used in contextualizing the search results.

In some cases, the contextual data sourcing module 118 may be requiredto derive a contextual data attribute based on the data collected fromthe various data sources. For instance, the contextual data sourcingmodule 118 may be required to detect a recent or upcoming life eventrelating to a user based on data collected from internal sources,external sources 150, and/or user devices 162. In some examples, thecontextual data sourcing module 118 may be configured with rules mappinglife events to data collected by the contextual data sourcing module118. For example, the rules may provide that an upcoming marriage islikely where the collected data includes: (1) information retrieved froman internal bank server relating to a large transaction at a jewelrystore; and/or (2) a relationship status of “In a Relationship” retrievedfrom one or more social media data sources. In another example, therules may provide that recent home purchase is likely where thecollected data includes: (1) information retrieved from an internal bankserver relating to an approved mortgage loan application; and/or (2) anevent retrieved from a social media network and/or a social mediawebsite, where the event body includes the words “house warming.”

In some examples, the contextual data sourcing module 118 may usepredictive analytics techniques that learn from determination historymaintained in the data store 130 (e.g., the user contextual attributesdatabase 136). For instance, the contextual data sourcing module 118 mayuse predictive analytics techniques (e.g., supervised machine learningalgorithms, unsupervised machine learning algorithms, and patternrecognition algorithms that are currently well-known in the art) toanalyze contextual data associated with previous determinationsassociated with previous users to make predictions about likely recentor upcoming life events for the current user. As such, the contextualdata sourcing module 118 may store the determination of life eventsalong with the data collected from the various data sources. Further, insome examples, the contextual data sourcing module 118 may be configuredto analyze the determination history in order to detect patterns in thedata. As such, the contextual data sourcing module 118 may generate oneor more rules to reflect the detected patterns in the determinationhistory. Thus, the rules configured in the contextual data sourcingmodule 118 may manually defined or automatically defined usingpredictive analytics techniques.

In step 208, the user engagement tracking module 120 may collect userengagement data associated with the user device 162. User engagementdata may be related to the user's behavior while interacting with theorganization's services. User engagement data may thus be collected bymonitoring a user's use of the organization's services via a user device162 (e.g., a mobile application, a mobile browser, a desktopapplication, a desktop browser, a wearable device application, and soforth. User engagement data collected by the user engagement trackingmodule 120 may be stored in the user engagement metrics database 134.

Since the user device 162 may be in signal communication with anorganization server 164 (via the organization network 160), the userengagement tracking module 120 may collect user engagement data at theuser device 162 (e.g., at the client-side), at the organization server164 (e.g., at the server-side), or a combination of both. On theclient-side, the user engagement data may be tracked using, for example,cookies and/or web beacons. The cookies may be transient cookies (e.g.,a cookie that is limited to the user's current online banking session,and will be erased once the session is closed or completed) or permanentcookies (e.g., a cookie that is stored on the user device 162 until itsexpiration date or until it is deleted). A web beacon may be an object(e.g., a transparent 1-pixel×1-pixel image, an iframe, and the like)embedded in the client-side instructions (e.g., HTML, and the like)rendered on the user interface presented on the user device 162. Theseexample client-side tracking mechanisms may provide informationincluding, but not limited to, the time of access by the user device162, the IP address of the user device 162, and configurationinformation related to the user device 162. In other examples, userengagement tracking module 120 may track user engagement data on theclient-side in accordance with method of sourcing data described abovewith reference to the fourth data source.

On the server-side, the user engagement tracking module 120 may trackuser engagement data using, for example, application logs stored on anorganization server 164. For instance, the user engagement trackingmodule 120 may scrap the application log files determine the IP addressof the accessing device, the hostname, the language, the date and timethe page was loaded on the client-side, the page(s) loaded on theclient-side, the referring page(s), the help topic(s) viewed,

Further, in step 208, the user engagement tracking module 120 mayanalyze the information collected from the client-side and/orserver-side tracking mechanisms. For instance, the user engagementtracking module 120 may derive additional user engagement metrics. Theadditional user engagement metrics may describe the user's behavioracross multiple sessions. As such, the user engagement tracking module120 may aggregate (e.g., sum, average, and the like) data relating toindividual sessions. For example, the user engagement tracking module120 may calculate the total number of times a user has accessed a page,the number of times the user has accessed the page from differentdevices (e.g., the user performed a search for help topics on a mobiledevice, and later performed the same search on a desktop computer),average time spent on a help topic, average time spent on a page, formatof preferred help topics (e.g., text, graphic, video, audio, and thelike), and so forth.

In step 210, the search results contextualization module 122 maycalculate a rank for each of the help topics in the uncontextualized setof search results. In some examples, the search resultscontextualization module 122 may rank a help topic based on acombination of the relevance score, as calculated by the search queryformation module 116, and a context score calculated by the searchresults contextualization module 122. Further, in some examples, thesearch results contextualization module 122 may rank a help topic basedon a combination of a weighted relevance score and a weighted contextscore. As such, the search results contextualization module 122configured to assign more weight to the relevance score or the contextscore. In some examples, the rank may be an absolute position of thehelp topic in the contextualized set of search results. In this example,the help topic to be displayed first would have a rank of one, the helptopic to be displayed second would have a rank of two, the help topic tobe displayed third would have a rank of three, and so forth. In anotherexample, the rank may represent a relative score associated with thehelp topics in the uncontextualized set of search results. As such, thesearch results contextualization module 122 may sort the help topics inthe uncontextualized set of search results such that the help topic withthe highest rank is in the first position, the help topic with thesecond-highest is in the second position, the help topic with thethird-highest is in the third position, and so forth.

The context score for a help topic may be calculated based on thecontextual data collected and analyzed by the contextual data sourcingmodule 118 for the user (stored in the user contextual attributesdatabase 136) and the user engagement data collected and analyzed by theuser engagement tracking module 120 (stored in the user engagementmetrics database 134) for the user. For example, the context score for ahelp topic will be higher if it corresponds one or more of the recent orupcoming life events identified by the contextual data sourcing module118. More specifically, where the contextual data sourcing module 118identified that a user is getting married in a few months, the contextscore for a help topic relating to joint accounts and/or merging assetswill likely be higher than a help topic relating to individual savingsaccounts. In another example, the context score for a help topic in avideo format will be lower where the user engagement metrics indicatethat the user is currently accessing the organization's services via acellular network, as determined by the user engagement tracking module120. In yet another example, the context score for a help topic will behigher if it is specific to the state in which the user resides, asdetermined by the device location data collected and analyzed by thecontextual data sourcing module 118.

Additionally, the context score may be based on data collected by theuser interaction contextualization system 110 for other similar users.As such, the user interaction contextualization system 110 may collectand store user engagement metrics (e.g., historical user engagementmetrics) related to a user's engagement with the help topics displayedin response to the user's search request, such that the engagementmetrics may be used by the search results contextualization module 122to calculate ranks for help topics for subsequent users. The historicaluser engagement metrics may be stored in the data store 130. Forinstance, the search results contextualization module 122 may usepredictive analytics techniques to learn from the historical userengagement metrics maintained in the data store 130. In particular, thesearch results contextualization module 122 may analyze the historicaluser engagement data associated with previously rendered help topics forprevious users to make predictions about which help topics were moresuccessful at engaging users with similar recent or upcoming life eventsand/or user engagement metrics as the current user. Further, the searchresults contextualization module 122 may be configured to analyze thehistorical use engagement metrics to detect patterns in the data. Assuch, the search results contextualization module 122 may generate oneor more rules to reflect the detected patterns in the historical userengagement metrics.

In step 212, the search results contextualization module 122 maygenerate a contextualized set of search results by applying the rankscalculated for each of the help topics in the uncontextualized set ofsearch results in step 210. For instance, the search resultscontextualization module 122 may order the help topics in theuncontextualized set of search results by rank. As described above, therank calculated for a help topic may either be an absolute position or arelative score. Additionally or alternatively, the search resultscontextualization module 122 may eliminate help topics with relevancescores, context scores, and/or ranks lower than a threshold amount. Assuch, the contextualized set of search results derived by applying thecalculated ranks may include some of all of the help topics included inthe uncontextualized set of search results.

The search results rendering module 124, in step 214, may then preparethe client-side instructions to display the contextualized set of searchresults. The prepared client-side instructions may be communicated tothe user device 162 via the communication interface 140 of the userinteraction contextualization system 110. In response, the user device162 may be configured to display the prepared client-side instructionsvia an application and/or browser.

In some examples, in preparing the client-side instructions, the searchresults rendering module 124 may adjust the presentation of thecontextualized set of search results based on the contextual data anduser engagement data associated with the user. For instance, where theuser engagement data indicates that the user is on a mobile device, andwhere full-text of a help topic is longer than a threshold amount, thesearch results rendering module 124 may collapse, truncate, and/orsuppress particular sections of the help topic, to optimize thepresentation of the help topics for small-screen displays. Thecollapsed, truncated, and/or suppressed content of the help topic may bedisplay upon request by the user device 162. These modifications by thesearch results contextualization module 122 and the search resultsrendering module 124 represent a technological improvement to thedisplay of the user device 162 with a small-screen display by displayinginformation that is more likely to be pertinent to the user associatedwith the user device 162.

In some cases, where the user engagement data indicates that the useraccesses the organization's services via multiple devices (e.g., adesktop computer and a mobile device, a laptop and a mobile device, alaptop and a wearable device, and so forth), the search resultsrendering module 124 may generate multiple sets of client-sideinstructions including the contextualized set of search results. Inthese examples, the client-side instructions may be modified to takeadvantage of the screen size and screen resolution provided by a userdevice 162. For instance, where the user is currently in an activesession via a mobile device, the search results rendering module 124 mayprepare the client-side instructions such that one or more sections ofone or more help topics are collapsed, truncated, or suppressed, asdescribed above. Additionally or alternatively, where the userengagement data indicates that the user has previously accessed theorganization's services via a desktop computer, the search resultsrendering module 124 may prepare the client-side instructions to takeadvantage of a faster network connection (e.g., by including interactivehelp topics, by including video content, and the like) and/or of alarger display size (e.g., including more help topics, expanding allsections of the help topics, and the like). In some examples, where theuser engagement data indicates that the mobile device and the desktopcomputer are in close proximity to each other (e.g., within a thresholdradius), and where the help topics selected for the user would be moresuitably viewed via a faster network connection and/or on a largerdisplay, the search results rendering module 124 may issue anotification to the user device 162 of the same. As such, the userassociated with the user device 162 may be provided an option to accessthe contextualized set of search results via an alternative device, evenwhere the user is not currently engaged in an active session via thealternative device. The search results rendering module 124 may thendeliver the client-side instructions to display the contextualizedresults to the alternative device instead of to the user device 162.

To continually improve the quality of help topics included in thecontextualized set of search results, in step 216, the user interactioncontextualization system 110 may collect and analyze user engagementdata with the contextualized set of results presented to the user device162. The user engagement data may be stored in the user engagementmetrics database 134 as historical user engagement data, and may be usedby the user interaction contextualization system 110 (e.g., by thesearch results contextualization module 122) to provide morecontextually relevant help topics to subsequent users demonstratingsimilar life events and user engagement data.

Referring now to FIG. 6, a block diagram 600 of an illustrativecontextual data sourcing module 118 is shown. The contextual datasourcing module 118 may include one or processors or servers (not shown)that transmit requests for initial data and requests for updated data,and that receive the sets of initial data and the sets of updated datafrom one or more data sources. The contextual data sourcing module 118may further include one or more conversion systems. For example, asshown in FIG. 6, the contextual data sourcing module 118 may includefirst conversion system 611, second conversion system 612, thirdconversion system 613, and fourth conversion system 614. The depictionof four conversion systems is for illustrative purposes, and a greaternumber or fewer number of conversion systems may be used. For example,the contextual data sourcing module 118 may include one or moreconversion system for each data source from which the contextual datasourcing module 118 receives user data.

Each of the first conversion system 611, second conversion system 612,third conversion system 613, and fourth conversion system 614 mayreceive one or more sets of initial data (shown as Initial_Data_(a0) . .. Initial_Data_(an), Initial_Data_(b0) . . . Initial_Data_(bn),Initial_Data_(c0) . . . Initial_Data_(cn), and Initial_Data_(a0) . . .Initial_Data_(an)). Each set of initial data may be associated with asingle user of the enterprise or may be associated with a batch of usersof the enterprise. Each set of initial data may include a tagidentifying the single user or the batch of users with whom that set ofinitial data is associated. The format of the set of initial datareceived by each conversion system may differ, as the data source forthe sets of initial data may differ. For example, as discussed above inreference to FIG. 3, a first set of initial data received from a firstdata source may be sent to a first conversion system 611, a second setof initial data received from a second data source may be sent to asecond conversion system 612, a third set of initial data received froma third data source may be sent to third conversion system 613, and afourth set of initial data received from a fourth data source may besent to fourth conversion system 614. First data source, second datasource, third data source, and fourth data source may each be differentdata sources, and the data received from each of these data sources maybe in a different data format. The conversion systems may convert thesets of initial data received from each of these data sources into acommon, predetermined format.

The contextual data sourcing module 118 may further include a commondata module repository 620. The common data module repository 620 maystore a plurality of common data modules (not shown). A common datamodule may be stored for each user of the enterprise. Each common datamodule may include a plurality of common data fields. The common datafields may be predetermined data fields. For example, the common datafields may include name, age, gender, account number(s) (e.g., a list ofaccount numbers associated with one or more financial accountsmaintained by the enterprise for the user), services (e.g., a list ofservices provided by the enterprise for the user), marital status,family members (e.g., a list of family members of the user), employmentstatus, current employer, education information (e.g., a list ofcolleges/universities that the user has graduated from, the date ofgraduation, and the like), residency location, contact information(phone number, email address, and the like), a set of user devicesassociated with the user and/or any other desired information. Thesecommon data fields may be populated with a value by one or more of firstconversion system 611, second conversion system 612, third conversionsystem 613, and fourth conversion system 614 (discussed below). Ifmultiple conversion systems have different values for a same common datafield (for example, the first conversion system 611 has a first age fora first user and the second conversion system 612 has a second age forthe first user), both values may be stored within the common data field.In addition to populating the common data fields with values, theconversion systems may populate the common data field with a timestampindicating the time the value was received and a data source flagindicating the data source from which the value was received.

Accordingly, the common data module repository 620 may serve as arepository of all data for all users from all data sources. The data maybe stored in a common format. The conversion systems may overwrite olddata with new data as updates are received from data sources (discussedbelow). The conversion systems may further supplement old data with newdata as updates are received from various data sources (discussedbelow).

The first conversion system 611 may convert one or more sets of initialdata received from the first data source (shown as Initial_Data_(a0) . .. Initial_Data_(an)) to produce one or more sets of data that are incompliance with a predetermined format (shown as Common_Data_(a0) . . .Common_Data_(an)). As discussed above with reference to FIG. 3, each setof initial data sent to the first conversion system 611 may includeinformation identifying the user or set of users associated with thatset of initial data. The first conversion system 611 may extract theidentifying information from the inputted set of initial data. If theinputted data is associated with a batch of users (e.g., the inputincludes multiple sets of initial data each associated with a differentuser), the first conversion system 611 may convert each set of initialdata in parallel or sequentially.

The first conversion system 611 may convert a first set of initial dataInitial_Data_(a0) associated with a first user by extracting one or morefield names and corresponding field values from the first set of initialdata. As discussed above in reference to FIG. 3, data from the firstdata source may be accessible via a first API that includes variousnodes, edges, and fields. The contextual data sourcing module 118 maysend an HTTP “Get” request to the first API that specifies the fieldsand/or edges that the contextual data sourcing module 118 requests toread. The first set of initial data received from the first data sourcemay include one or more field names and a field value that is associatedwith each of the one or more field names. The first conversion system611 may extract each of the one or more field names and the field valuesassociated with each of the one or more field names from the first setof initial data Initial_Data_(a0). The first conversion system mayextract the data via cursor-based pagination or time-based pagination.The first conversion system 611 may then map the extracted field namesand extracted field values to the common data fields to generate a setof common data Common_Data_(a0). The first conversion system 611 maythen populate the common data fields in the common data moduleassociated with the first user with the corresponding field values bytransmitting the set of common data Common_Data_(a0) to the common datamodule repository 620. The first conversion system 611 may repeat theconversion process for each set of initial data received from thecontextual data sourcing module 118. That is, for an n^(th) set ofinitial data Initial_Data_(an) received by the first conversion system611 from the contextual data sourcing module 118 for an n^(th) user, thefirst conversion system 611 may generate an n^(th) set of common dataCommon_Data_(an) and populate the common data fields of the n^(th)common data module maintained by the enterprise for the n^(th) userwithin the common data module repository 620.

As discussed above in reference to FIG. 3, the first conversion system611 may additionally receive a set of updated data for a user. Forexample the first conversion system 611 may receive a first set ofupdated data Updated_Data_(b1) for a first user, wherein the first setof updated data is associated with a first data source. The first set ofupdated data may include one or more field names, as well as a fieldvalue for each field name. The first conversion system 611 may extracteach field name and corresponding field value from the first set ofupdated data. The first conversion system 611 may then map each fieldname to a corresponding common data field. The first conversion system611 may then generate a first set of common data Common_Data_(b1) thatincludes the extracted field values that correspond to the common datafields. The first conversion system 611 may then transmit the first setof common data Common_Data_(b1) to the common data module repository620, and populate the first common module associated with first userwith the corresponding extracted field values.

The first conversion system 611 may populate the first common moduledifferently based on the current contents of the first common module.For example, the first set of updated data Updated_Data_(b1) for thefirst user received by the first conversion system 611 from thecontextual data sourcing module 118 (and the first data source) mayinclude a field name and field value indicating that the current age ofthe first user is 30. The first conversion system 611 may analyze thecorresponding common data field and value in the first common datamodule. If the corresponding common data field is non-populated (e.g.,does not contain a value), the first conversion system 611 may populatethe value of the corresponding common data field with the value in theset of common data Common_Data_(b1). The first conversion system 611 mayfurther include a timestamp and a flag indicating that the value isassociated with the first data source. If the corresponding common datafield is populated with a current value, the first conversion system 611may determine the data source associated with the current value. If thedata source associated with the current value is the first data source,the first conversion system 611 may overwrite the current value of thecorresponding common data field with the field value in the common dataset Common_Data_(b1) (e.g., 30). The first conversion system 611 mayfurther include a timestamp and a flag indicating that the value isassociated with the first data source. If the data source associatedwith the current value is not the first data source, the firstconversion system 611 may not modify the current value and furtherpopulate the corresponding common data field with the field value in thecommon data set Common_Data_(b1) (e.g., 30). The first conversion system611 may further include a timestamp and a flag indicating that the valueis associated with the first data source. If the first set of updateddata included multiple field names and field values, the firstconversion system 611 may update the first common module as describedabove for each field name and field value. The first conversion system611 may repeat the updating process for each set of updated datareceived from the contextual data sourcing module 118. That is, for ann^(th) set of updated data Updated_Data_(bn) received by the firstconversion system 611 from the contextual data sourcing module 118 foran n^(th) user, the first conversion system 611 may generate an n^(th)set of common data Common_Data_(bn) and populate the common data fieldsof the n^(th) common data module maintained by the enterprise for then^(th) user within the common data module repository 620.

The second conversion system 612, third conversion system 613, andfourth conversion system 614 may similarly receive and convert sets ofinitial data. The extraction and mapping utilized by each conversionsystem may differ as a result of the different formats of the receivedsets of initial data and updated data. The second conversion system 612may receive one or more sets of initial data Initial_Data_(c1) . . .Initial_Data_(cn). The second conversion system 612 may extract fieldnames and field values within each of these sets of initial to produceone or more sets of common data Common_Data_(c1) . . . Common_Data_(cn).The second conversion system 612 may then populate the common datamodules associated with the users for which the sets of initial data arereceived (and stored in common data module repository 620) with thevalues in the sets of common data Common_Data_(c1) . . .Common_Data_(cn) using the population method for sets of initial datadescribed above in reference to the first conversion system 611. Thesecond conversion system 612 may include a time stamp for each populatedvalue and an indication that the populated value is associated with thesecond data source. The second conversion system 612 may further receiveone or more sets of updated data Updated_Data_(d1) . . .Updated_Data_(dn). Second conversion system 612 may extract field namesand field values within each of these sets of updated data to produceone or more sets of common data Common_Data_(d1) . . . Common_Data_(dn).The second conversion system 612 may then populate the common datamodules associated with the users for which the sets of updated data arereceived (and stored in the common data module repository 620) with thevalues in the sets of common data Common_Data_(d1) . . .Common_Data_(dn) using the population method for sets of updated datadescribed above in reference to the first conversion system 611. Thesecond conversion system 612 may include a time stamp for each populatedvalue and an indication that the populated value is associated with thesecond data source.

The third conversion system 613 may receive one or more sets of initialdata Initial_Data_(e1) . . . Initial_Data_(en). The third conversionsystem 613 may extract field names and field values within each of thesedata sets to produce one or more sets of common data Common_Data_(e1) .. . Common_Data_(en). The third conversion system 613 may then populatethe common data modules associated with the users for which the sets ofinitial data are received (and stored in the common data modulerepository 620) with the values in the sets of common dataCommon_Data_(e1) . . . Common_Data_(en) using the population method forsets of initial data described above in reference to the firstconversion system 611. The third conversion system 613 may include atime stamp for each populated value and an indication that the populatedvalue is associated with the third data source. The third conversionsystem 613 may further receive one or more sets of updated dataUpdated_Data_(f1) . . . Updated_Data_(fn). The third conversion system613 may extract field names and field values within each of these setsof updated data to produce one or more sets of common dataCommon_Data_(f1) . . . Common_Data_(fn). The third conversion system 613may then populate the common data modules associated with the users forwhich the sets of updated data are received (and stored in the commondata module repository 620) with the values in the sets of common dataCommon_Data_(f1) . . . Common_Data_(fn) using the population method forsets of updated data described above in reference to the firstconversion system 611. The third conversion system 613 may include atime stamp for each populated value and an indication that the populatedvalue is associated with the third data source.

The fourth conversion system 614 may receive one or more sets of initialdata Initial_Data_(g1) . . . Initial_Data_(gn). The fourth conversionsystem 614 may extract field names and field values within each of thesedata sets to produce one or more sets of common data Common_Data_(g1) .. . Common_Data_(gn). The fourth conversion system 614 may then populatethe common data modules associated with the users for which the sets ofinitial data are received (and stored in the common data modulerepository 620) with the values in the sets of common dataCommon_Data_(g1) . . . Common_Data_(gn) using the population method forsets of initial data described above in reference to the firstconversion system 611. The fourth conversion system 614 may include atime stamp for each populated value and an indication that the populatedvalue is associated with the fourth data source. The fourth conversionsystem 614 may further receive one or more sets of updated dataUpdated_Data_(h1) . . . Updated_Data_(hn). The fourth conversion system614 may extract field names and field values within each of these setsof updated data to produce one or more sets of common dataCommon_Data_(h1) . . . Common_Data_(hn). The fourth conversion system614 may then populate the common data modules associated with the usersfor which the sets of updated data are received (and stored in commondata module repository 620) with the values in the sets of common dataCommon_Data_(h1) . . . Common_Data_(hn) using the population method forsets of updated data described above in reference to the firstconversion system 611. The fourth conversion system 614 may include atime stamp for each populated value and an indication that the populatedvalue is associated with the fourth data source.

FIG. 7 depicts an illustrative method for analyzing one or more commondata fields. The method may be executed by the contextual data sourcingmodule 118. The contextual data sourcing module 118 may analyze one ormore common data fields from one or more common modules in the commondata module repository 620 utilizing the illustrated method.

The contextual data sourcing module 118 may assign a preliminary scoreto the first common data field based on a first set of rules stored inthe contextual data sourcing module 118. The first set of rules mayinclude one or more probabilistic models that may be dynamicallymodified within the contextual data sourcing module 118. The first setof rules may include relationships between common data fields and thedata source(s) that provided the value(s) of the common data fields.That is, as discussed above in reference to FIG. 6, a common data fieldmay include multiple values, wherein each value may be received from adifferent data source (such as the first data source, second datasource, third data source, and fourth data source discussed above inreference to FIG. 3). The first set of rules may indicate thepreliminary scores to be assigned to these values based on the datasources that provided these values.

For example, each common data module stored in the common data modulerepository 620 may include at least a first common data field and asecond common data field. In this example, the first common data fieldmay be the marital status of the first user, and the second common datafield may represent the employment status of the second user. The firstcommon data field of the first common data module may store a firstvalue that was received by the contextual data sourcing module 118 fromthe first data source. The first common data field of the first commondata module may further store a second value that was received by thecontextual data sourcing module 118 from the third data source. Thesecond common data field of the first common data module may store athird value that was received by the contextual data sourcing module 118from the first data source. The second common data field of the firstcommon data module may further store a fourth value that was received bythe sourcing engine 118 from the third data source. The first set ofrules may indicate that a value for the first common data field that isassociated with the first data source is to be assigned a first scoreand that a value for the first common data field that is associated withthe third data source is to be assigned a second score. The second scoremay be lower than the first score. That is, the enterprise may havedetermined that values for the first common data field are more reliablewhen sourced from the first data source than when sourced from the thirddata source, and the first set of rules may indicate this. The first setof rules may further indicate that a value for the second common datafield that is associated with the first data source is to be assigned athird score and that a value for the second common data field that isassociated with the third data source is to be assigned a fourth score.The fourth score may be higher than the third score. That is, theenterprise may have further determined that values for the second commondata field are more reliable when sourced from the third data sourcethan when sourced from the first data source, and the first set of rulesmay indicate this.

At step 703, the contextual data sourcing module 118 may determine aconfidence level for the first common data field based on a second setof rules stored in the contextual data sourcing module 118. Thecontextual data sourcing module 118 may determine the confidence levelby applying the second set of rules to the preliminary score calculatedin step 701. The second set of rules may include one or moreprobabilistic models. For example, a first rule in the second set ofrules may indicate that if the timestamp associated with a first valueof the first common data field indicates that the first value wassourced prior to a predetermined date or prior to a predetermined amountof time, the preliminary score is to be decreased. The first rule in thesecond set of rules may further indicate that if the timestampassociated with the first value was not sourced prior to a predetermineddate or prior to a predetermined amount of time, the preliminary scoreis to be increased. A second rule in the second set of rules may analyzethe number of values that are currently populated for the common datafield. That is, as noted above, a common data field may include multiplevalues, wherein each value may be received from a different data source.The second rule may adjust the preliminary score based on the number ofvalues that are currently stored in the common data field. The secondrule may include multiple thresholds levels. In one instance, the secondrule may specify that if the common data field only includes a singlevalue, the preliminary score is to be increased by a first amount. Thesecond rule may further specify that if the number of values stored fora common data field is between a first threshold and a second threshold,the preliminary score is to be decreased by a second amount. If thenumber of values stored for a common data field is between a thirdthreshold and fourth threshold, the second rule may indicate that thepreliminary score is to be decreased by a third amount, and so forth.

For example, each common data module stored in the common data modulerepository 620 may include at least a first common data field and asecond common data field. The first common data field of the firstcommon data module may store a first value that was received by thecontextual data sourcing module 118 from the first data source. Thefirst common data field may further store a second value that wasreceived by the contextual data sourcing module 118 from the second datasource. The second common data field may store only a third value thatwas received by the contextual data sourcing module 118 from the firstdata source. In this example, the contextual data sourcing module 118may increase the preliminary score calculated for the first common datafield at step 701, as the first common data field only stores a singlevalue. The contextual data sourcing module 118 may further decrease thepreliminary score calculated for the second common data field at step701, as the second common data field stores multiple values.

The first rule of the second set of rules and the second rule of thesecond set of rules are for illustrative purposes, and a greater numberof rules or fewer number of rules may be included in the second set ofrules. The contextual data sourcing module 118 may adjust thepreliminary score calculated in step 701 using a plurality of rules fromthe second set of rules. For example, the contextual data sourcingmodule 118 may increase the preliminary score calculated in step 701after applying a first rule, and may then decrease the adjustedpreliminary score after applying a second rule. Once the contextual datasourcing module 118 has applied all applicable rules from the second setof rules, the final calculated score may represent the confidence levelof the first common data field.

At step 705, the contextual data sourcing module 118 may determine ifthe confidence level calculated in step 703 is above a threshold. Thethreshold used in step 705 may be predetermined and may be dynamicallymodified within the contextual data sourcing module 118. If, at step705, the contextual data sourcing module 118 determines that theconfidence level is not above the threshold, the contextual datasourcing module 118 may, at step 707, set a flag within the first commondata module indicating that the first common data field is not a trusteddata field. If, at step 705, the contextual data sourcing module 118determines that the confidence level is above the threshold, thecontextual data sourcing module 118 may, at step 709, set a flag withinthe first common data module indicating that the first common data fieldis a trusted data field. Trusted data fields may then be utilized by oneor more components within the entity computing system 110 to drivefurther user-based decision making.

Referring now to FIG. 4, a flowchart 400 of example steps for initiatinguser recapture solutions is shown. The various components of the userinteraction contextualization system 110 may be used to perform thesemethod steps. In this example, in step 402, the user interactioncontextualization system 110 may receive a notification of a useraccessing an organization's services via a user device 162. Forinstance, the user may access an organization's online banking servicesvia a mobile browser and/or a mobile application installed on asmartphone. In another example, the user may access an organization'sonline banking services via a browser installed on a laptop. In yetanother example, the user may access an organization's banking services(e.g., withdrawals, transfers, deposits, payments balance inquiries, andso forth) via an ATM.

Upon receiving the notification, in step 404, the contextual datasourcing module 118 may collect contextual data from one or moreinternal sources (e.g., organization servers 164, and the like), one ormore external sources 150 (e.g., search systems, social media channels,and the like), and/or one or more user devices 162. The contextual datasourcing module 118 may retrieve and analyze data from the varioussources as described above with reference to FIG. 2 and FIG. 3.

In step 406, the user engagement tracking module 120 may collect userengagement data associated with the user device 162. User engagementdata may be related to the user's behavior while interacting with theorganization's services. As described above with reference to FIG. 2,user engagement data may be collected by monitoring a user's use of theorganization's services via a user device 162 (e.g., a mobileapplication, a mobile browser, a desktop application, a desktop browser,a wearable device application, and so forth). Further, as describedabove with reference to FIG. 2, user engagement data may be collected atthe client-side (e.g., at the user device 162) and/or on the server-side(e.g., an organization server 164).

Further, user engagement data may be collected from an ATM, where an ATMmay be the user device 162. Since the ATM may be in signal communicationwith an organization server 164 (via the organization network 160), theuser engagement tracking module 120 may collected user engagement dataat the ATM (e.g., at the client-side), at the organization server 164(e.g., at the server-side), or a combination of both. On theclient-side, the user engagement data may be tracked using cookiesand/or web beacons, as described above. Additionally or alternatively,various sensors may be installed at, attached to, or in signalcommunication with the ATM to track client-side user engagement. Thesensors may be capable of detecting and recording various conditions atthe ATM relating to the user's interaction with the ATM. For instance,the sensors may include a camera, a motion sensor (e.g., to monitormovement of the user at the ATM, such eye tracking), a presence sensor(e.g., to monitor presence of the user at the ATM), a pressure sensor(e.g., to monitor the use of the ATM's input devices, such as thekeypad), and so forth. As such, the sensors may be capable of collectingdata indicating disengagement by the user, such as the body movementaway from the ATM, eye movement away from the ATM, use of another deviceduring session via ATM, and so forth.

Accordingly, in step 408, the user recapture module 126 may determine auser's likelihood of abandoning the organization's services via the userdevice 162 within a threshold time. The likelihood of abandonment may bedetermined based on the contextual data collected and analyzed by thecontextual data sourcing module 118 for the user (stored in the usercontextual attributes database 136) and the user engagement datacollected and analyzed by the user engagement tracking module 120(stored in the user engagement metrics database 134) for the user. Insome examples, the likelihood of abandonment may denoted by a level ofrisk (e.g., Low Risk of Abandonment, Medium Risk of Abandonment, HighRisk of Abandonment, and so forth), where the level of risk is higher ifthere a higher probability that the user will end the session. Forinstance, where the user is accessing the organization's services viamobile browser of a smartphone, the likelihood of abandonment is likelyhigh where the user engagement data indicates that a user scrolled downto the last help topic in a set of search results within a thresholdtime (e.g., 5 seconds, 1 minute, and so forth). In another example,where the user is accessing the organization's services via an ATM, thelikelihood of abandonment is likely low where the user engagement dataindicates that the user is consistently interacting with the ATM (e.g.,data from the pressure sensors installed a keypad of an ATM may indicateconstant input from the user).

Additionally, the likelihood of abandonment may be based on datacollected by the user interaction contextualization system 110 for othersimilar users. As such, the user interaction contextualization system110 may collect and store user engagement metrics (e.g., historical userengagement metrics) related to a user's engagement with theorganization's services, such that the engagement metrics may be used bythe user recapture module 126 to determine a likelihood of abandonment.The historical user engagement metrics may be stored in the data store130 (e.g., the user engagement metrics database 134). For instance, theuser recapture module 126 may use predictive analytics techniques tolearn from the historical user engagement metrics maintained in the datastore 130. In particular, the user recapture module 126 may analyze thehistorical user engagement data associated with previous users'interactions with the organization's services to make predictions aboutwhen a user is more likely to abandon the organization's services.Further, the user recapture module 126 may be configured to analyze thehistorical user engagement metrics to detect patters in the data. Assuch, the user recapture module 126 may generate one or more rules toreflect detected patterns in the historical user engagement metrics. Forinstance, the user recapture module 126 may identify and store rulesrelating to certain user behaviors that indicate that the user is likelyto abandon the organization's services within a threshold time.

In step 410, the user recapture module 126 may choose to initiate one ormore user recapture solutions. In some examples, the user recapturemodule 126 may select a user recapture solution based on the level oflikelihood of abandonment. For instance, where the user is accessing theorganization's services via a browser (e.g., a desktop browser or amobile browser), the user recapture module 126 may instruct, viaclient-side instructions, the user device 162 to adjust the renderedwebpage to include suggestions for alternative pages. In some examples,the user recapture module 126 may generate suggestions by analyzing thehistorical user engagement data to determine other pages visited bysimilar users who also visited the page that is currently displayed onthe user device 162. Additionally or alternatively, the user recapturemodule 126 may instruct the user device 162 to prevent further userinteraction with the current page (e.g., by hiding or blocking some orall of the UI elements displayed) and to display an overlay (e.g.,pop-up, dialog box, and the like) including a suggestions foralternative pages.

In other examples, the user recapture module 126 may instruct the userdevice 162 to display an input element to enable searching for helptopics. In response to the search request, the user recapture module 126may display a contextualized set of search results on the current page(e.g., in a sidebar, on a pop-up, and the like) or render a full-pagededicated to the contextualized set of search results.

In examples where the user device 162 is an ATM, the user recapturemodule 126 may initiate communication with the user via the ATM or analternative device associated with the user's account (e.g., asmartphone, a wearable device, and the like). As such, the userrecapture module 126 may activate the alternative device by sending apush notification, since the alternative device may not be engaged in anonline banking session. The user recapture module 126 may determine thatthe alternative device is within a threshold radius from the ATM. Insome examples, the communication may be a push notification to a mobiledevice of the user with information relating to the nearest bank branchbased on the current location of the user device 162 (e.g., asdetermined by the contextual data sourcing module 118 based on a GPSsensor installed on the user device 162). In another example, thecommunication may be a push notification to a mobile device with one ormore help topics. The help topics included in the push notification maybe based on the contextual data and user engagement data associated withthe user. In other examples, the user recapture module 126 may send anotification relating to the user's likelihood of abandonment to acustomer support system, where the customer support system is in signalcommunication with the user recapture module 126 via the organizationnetwork 160. The notification may include a request to provide acustomer service agent, and may also include the contextual data anduser engagement data associated with the user. As such, the notificationmay include information relating to recent or upcoming life eventsand/or pages recently visited by the user. In response to thenotification, the user may receive a call (or other communication, suchas an email or text message, or other real-time communication channel)from a customer support agent at the alternative device. A block diagram500 illustrating this interaction between the user, the ATM, thealternative device, the user interaction contextualization system 110,and the customer support system is shown in FIG. 5.

Aspects of the disclosure have been described in terms of illustrativeembodiments thereof. Numerous other embodiments, modifications, andvariations within the scope and spirit of the appended claims will occurto persons of ordinary skill in the art from a review of thisdisclosure. For example, one or more of the steps depicted in theillustrative figures may be performed in other than the recited order,and one or more depicted steps may be optional in accordance withaspects of the disclosure.

1. A user interaction contextualization system, comprising: at least oneprocessor; a communication interface; and memory storingcomputer-readable instructions that, when executed by the at least oneprocessor, cause the system to: receive, via the communicationinterface, a notification from a mobile application installed on a userdevice, wherein the user device is a smartphone; collect and analyze, bya contextual data sourcing module of the system, contextual data from aplurality of data sources via a first real-time data feed, wherein theplurality of data sources includes internal data sources, external datasources, and the user device; collect and analyze, by a user engagementtracking module of the system, user engagement data associated with theuser device via a second real-time data feed; determine, by a userrecapture module of the system, a likelihood of abandonment associatedwith the user device, based, at least in part, on the contextual dataand the user engagement data; and provide, by the user recapture modulevia the communication interface, client-side instructions to the mobileapplication installed on the user device to initiate a user recapturesolution, based on the likelihood of abandonment.
 2. The system of claim1, wherein the instructions, when executed by the at least oneprocessor, further cause the system to: provide, by the user recapturemodule via the communication interface, client-side instructions to themobile application installed on the user device to prevent userinteraction with at least one element displayed on a user interface ofthe mobile application.
 3. The system of claim 1, wherein theinstructions, when executed by the at least one processor, further causethe system to: identify, by the user recapture module, a plurality ofalternative pages based on an analysis of historical engagement data todetermine pages visited by one or more similar users; and provide, bythe user recapture module via the communication interface, client-sideinstructions to the mobile application installed on the user device todisplay an overlay on a user interface of the mobile application,wherein the overlay includes links to the plurality of alternativepages, and wherein the overlay prevents user interaction with at leastone element displayed on a user interface of the mobile application. 4.The system of claim 1, wherein the instructions, when executed by the atleast one processor, further cause the system to: determine, by a searchresults contextualization module of the system, a contextualized set ofsearch results based on the contextual data and the user engagementdata; and provide, by the user recapture module via the communicationinterface, client-side instructions to the mobile application installedon the user device to display the contextualized set of search results.5. The system of claim 1, wherein the instructions, when executed by theat least one processor, further cause the system to: embed, by the userengagement tracking module, a web beacon in the client-side instructionsto the mobile application installed on the user device to track userengagement data.
 6. The system of claim 1, wherein, the likelihood ofabandonment is further based on an analysis of historical userengagement data associated with previous similar users.
 7. A userinteraction contextualization system, comprising: at least oneprocessor; a communication interface; memory storing computer-readableinstructions that, when executed by the at least one processor, causethe system to: receive, via the communication interface, a notificationfrom a user device, wherein the user device is an ATM, wherein aplurality of sensors are attached to the ATM and are in signalcommunication with the system; collect and analyze, by a contextual datasourcing module of the system, contextual data from a first plurality ofdata sources via a first real-time data feed, wherein the firstplurality of data sources includes internal data sources, external datasources, and the user device; collect and analyze, by a user engagementtracking module of the system, user engagement data from a secondplurality of data sources via a second real-time data feed, wherein thesecond plurality of data sources includes a camera, a motion sensor, apresence sensor and a pressure sensor; determine, by a user recapturemodule of the system, a likelihood of abandonment associated with theuser device, based, at least in part, on the contextual data and theuser engagement data; and provide, by the user recapture module via thecommunication interface, client-side instructions to the user device toinitiate a user recapture solution, based on the likelihood ofabandonment.
 8. The system of claim 7, wherein the instructions, whenexecuted by the at least one processor, further cause the system to:provide, by the user recapture module via the communication interface,client-side instructions to the user device to prevent user interactionwith at least one element displayed on a user interface of the userdevice.
 9. The system of claim 7, wherein the instructions, whenexecuted by the at least one processor, further cause the system to:identify, by the user recapture module, a plurality of alternative pagesbased on an analysis of historical engagement data to determine pagesvisited by similar users; and provide, by the user recapture module viathe communication interface, client-side instructions to the user deviceto display an overlay on a user interface of the user device, whereinthe overlay includes links to the plurality of alternative pages, andwherein the overlay prevents user interaction with at least one elementdisplayed on a user interface of the user device.
 10. The system ofclaim 7, wherein the instructions, when executed by the at least oneprocessor, further cause the system to: determine, by a search resultscontextualization module of the system, a contextualized set of searchresults based on the contextual data and the user engagement data; andprovide, by the user recapture module via the communication interface,client-side instructions to the user device to display thecontextualized set of search results.
 11. The system of claim 7, whereinthe instructions, when executed by the at least one processor, furthercause the system to: issue, by the user recapture module, a pushnotification to an alternate device within a threshold radius from theuser device, wherein the alternative device is not engaged in an onlinebanking session, and wherein the alternate device is activated uponreceipt of the push notification.
 12. The system of claim 11, whereinthe push notification includes a contextualized set of help topics. 13.The system of claim 11, wherein the push notification includes locationinformation relating to at least one nearby bank branch.
 14. The systemof claim 7, wherein the instructions, when executed by the at least oneprocessor, further cause the system to: issue, by the user recapturemodule, a notification to a customer support system, wherein thenotification includes the likelihood of abandonment associated with theuser device, the contextual data, the user engagement data, and arequest to provide a customer service agent; and initiate, by the userrecapture module, a real-time communication channel between the customerservice agent and an alternative device within a threshold radius fromthe user device.
 15. A computer-assisted method of providingcontextualized user recapture solutions comprising: receiving, via acommunication interface of a user interaction contextualization system,a notification from a mobile application installed on a user device,wherein the user device is a smartphone; collecting and analyzing, by acontextual data sourcing module of the of the user interactioncontextualization system, contextual data from a plurality of datasources via a first real-time data feed, wherein the plurality of datasources includes internal data sources, external data sources, and theuser device; collecting and analyzing, by a user engagement trackingmodule of the of the user interaction contextualization system, userengagement data associated with the user device via a second real-timedata feed; determining, by a user recapture module of the of the userinteraction contextualization system, a likelihood of abandonmentassociated with the user device, based, at least in part, on thecontextual data and the user engagement data; and providing, by the userrecapture module via the communication interface, client-sideinstructions to the mobile application installed on the user device toinitiate a user recapture solution, based on the likelihood ofabandonment.
 16. The computer-assisted method of claim 15 furthercomprising: providing, by the user recapture module via thecommunication interface, client-side instructions to the mobileapplication installed on the user device to prevent user interactionwith at least one element displayed on a user interface of the mobileapplication.
 17. The computer-assisted method of claim 15 furthercomprising: identifying, by the user recapture module, a plurality ofalternative pages based on an analysis of historical engagement data todetermine pages visited by similar users; and providing, by the userrecapture module via the communication interface, client-sideinstructions to the mobile application installed on the user device todisplay an overlay on a user interface of the mobile application,wherein the overlay includes links to the plurality of alternativepages, and wherein the overlay prevents user interaction with at leastone element displayed on a user interface of the mobile application. 18.The computer-assisted method of claim 15 further comprising:determining, by a search results contextualization module of the system,a contextualized set of search results based on the contextual data andthe user engagement data; and providing, by the user recapture modulevia the communication interface, client-side instructions to the mobileapplication installed on the user device to display the contextualizedset of search results.
 19. The computer-assisted method of claim 15further comprising: embedding, by the user engagement tracking module, aweb beacon in the client-side instructions to the mobile applicationinstalled on the user device to track user engagement data.
 20. Thecomputer-assisted method of claim 15, wherein, the likelihood ofabandonment is further based on an analysis of historical userengagement data associated with previous similar users.